Personal

Richardsons provides a number of high-quality services aimed at our personal clients.

We are fortunate to have, amongst our number, high quality professionals that have the expertise for both personal tax advice and independent financial advice.

The marriage of these two core areas of personal financial planning enables us to provide an all-round service to our clients.

The philosophy that we adopt, throughout Richardsons, is to gain a complete understanding of our clients’ needs, in order that we can provide the expert advice to meet them. Nowhere within the group is this philosophy better illustrated than within our personal services sector. Our areas of expertise cover personal tax compliance, tax planning, including inheritance tax and estate planning, succession planning, retirement and wealth management and business and personal protection.

We also have a specialist mortgage team who can offer expert advice on homebuying, remortgaging, buy to let and lifetime mortgages (equity release).

Personal tax planning

Our aim is to provide our clients with the support, advice and assistance they need not only to fulfil their obligations to file tax returns but also to minimise their tax liabilities.

Succession Planning & IHT Planning

If you have spent many years building up a business, and would like to pass it on to future generations of your family, you will be keen to ensure that none of the value of the business is lost in the transfer.